Should you start using one too? Here's what you need to know to make an informed decision. Despite its mixed reviews, a lot of people have and use a PayPal Credit Card. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission.And that's true of the PayPal Credit Card as well. We forward your information to a lender you wish to contact so that they may contact you directly.Ĭopyright © 2023 Consumers Unified, LLC DBA ConsumerAffairs. Rather, we display rates from lenders that are licensed or otherwise authorized to work in Vermont. Home Warranty disclosure for New Jersey Residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.Ĭonsumers Unified, LLC does not take loan or mortgage applications or make credit decisions. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers.Ĭompany NMLS Consumer Access #2110672 MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER Our content is intended to be used for general information purposes only. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Another strange thing is that since this all began, I have been having trouble logging back into the Pay Pal site, but as I said, I already have the screenshots.ĬonsumerAffairs is not a government agency. There is much private info therefore, I am not ready to upload them on this site, but I will if it becomes necessary. What if I had a child with a medical emergency, and that 400 is the 400 I need right now to save and help that child, and I cannot because Pay Pal Credit is holding the money hostage? This PayPal Credit situation is beyond unethical, which means I am not the only one this is happening to.īy the way, I have the screenshots to prove it, and if Consumer Affairs wants to contact me feel free and I will send the proof along with the receipts from the other company. First to the merchant, who refunded me, and then again to PayPal credit because they did not refund me the total amount when the merchant had already paid them. What pay pal credit is doing is illegal and considered stealing on their end. I then called again and spoke to a lovely woman who admitted that it was the company's fault but that her supervisor said it would take 1 to 2 billing cycles. The second time, I got a man in the call center who said it was their fault and that account services said they would take care of it within 24-48 hrs-still 48 hrs, nothing. That I, as the customer, just don't understand the 2 account system. There are other issues too.Paypal has a banking App and a Credit Card and their agents confuse the two.claiming that problems arise because they can only see one division and surely resolution is to be found in the unseen records. This is no way to run a business! Why in 50 years I have never had credit card problems.Chase, Citi, and Bank of America all run efficient and professional organizations. I am told to call the number on the card.well, I've done that numerous times and we are back full circle. BUT, new reply says they don't have access to my emails and therefore can't resolve my problem. So Paypal is assured they get to keep my money.Įmail Paypal, getting fed up and angry.first reply says they will pass on information to the powers that be. Paypal lists about 7 banks and if yours is not on their list, you can't proceed with the site. NOPE, again Paypal denies transfer never hearing of institution. So, I use a big financial institution, Synchrony Bank, input my routing number (remember this takes time resulting in more frustration). NOPE.Paypal claims they have never heard of my credit Union and deny transfer.even though they have a routing number. So I input all of my bank info from local credit union and request transfer of the exact balance minus a $1.75 fee to Paypal. My time is valuable but Paypal makes my life miserable. I have given up waiting for help from phone calls where after being put on hold, I am given unwanted account information, and go through numerous transfers in an attempt to get my money. So using Paypal I try to transfer my money, my balance, to my bank.
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